picture-3221 As a CMPS, Certified Mortgage Planning Specialist and Associate Real Estate Broker, I can help you or someone you know, deal with distressed properties and situations.

I have the expertise necessary to save their credit, relieve the uncertainty and most of all, help their family.

As a CMPS, I can help save 9 out of 10 people from going into foreclosure. Time is of the essense.

Call Scott Richardson for a private consultation to get started toward a path of recovery. 

Scott’s Cell: 203-273-0055

http://www.RichardsonRealtyTeam.com

The 5 Star Rated Meetup “Buying & Selling Westchester & Fairfield Real Estate” invites you to join us at our Special December Holiday event! 

Join us at our holiday themed meetup, and if you are a Real Estate investor- receive a FREE copy of the latest Short Sales deals!

If you are a 1st time home buyer, we are giving out a free copy of the highly rated book “YOUR FIRST HOME” Read reviews here! Normally lists for $16.95- Yours free if you come to the meetup & are a first time home buyer! 

We have over 20 RSVP’s confirmed, so we only have room for about 10 more “yes” rsvp’s. (we have a few ways to RSVP on Facebook, Gmail invite, and meetup.com-link below). 

Aside from great wines and a fun atmosphere, and gifts, we will feature a “must see” slideshow presentation playing throughout the night recapping the previous meetups & new very important information! 

If you are looking to buy or sell a home, in the next year, you CANT miss this great meetup! Fun, informative and free!! 

Wine, Cheese, light refreshments & non-alcoholic beverages will be served. 

Bring and friend or two and join us! Please RSVP as space is limited and we must have accurate count for the party. Hope to see you there! 

http://www.meetup.com/buy-sell-westchester-real-estate/calendar/9102638 for more info or RSVP here!

Join us for a tour of Westchester Short Sale/Pre-Foreclosure/Foreclosed Homes.

If you are interested in joining us, please join our Westchester meetup group and send us an email with a request to join.

We will view 5-6 homes chosen based on value and investment. Requests will be considered for the tour, individual or 2nd viewings of homes after tour can be set up as well.

There are some options available to a home owner if you are under water on your home. If you are struggling to pay your mortgage here are some options:

  • Sell your home as a Short Sale listing.
  • Submit a Loan Modification Request to your Mortgage Servicer/Bank.
  • BUSH ADMINISTRATION LAUNCHES “HOPE FOR HOMEOWNERS” PROGRAM TO HELP MORE STRUGGLING FAMILIES KEEP THEIR HOMES. Detailed Program Eligibility Requirements Announced
Sample forms and guidelines available.
We can help you navigate and make a decision in regard to any of these options. WE are Certified Mortgage Planning Specialist and are available to help. CAll direct: 203-273-0055. NY & CT help available, or Email us for any of the above forms, free for you to use at RichardsonRealtyTeam@gmail.com

NY Mortgage Broker not Lender. Equal Housing Lender & Equal Housing Opportunity.

 

What is a short sale? 

Many home owners who are facing personal and financial hardships, are upside down on their homes or cant meet monthly mortgage obligations, may not realize there is a alternative to foreclosure, and it often has less of an impact on their credit reports.

According to the National Association of Realtors, a short sale occurs when the net proceeds from the sale of a home are not enough to cover the sellers’ mortgage obligations and closing costs, such as property taxes, transfer taxes, and the real estate practitioner’s commission. The seller is unable to cover the difference.

How do I sell my home as a short sale?

Most times, home owners give the real estate broker permission to discuss the short sale with their bank who is holding the mortgage.  The bank will normally agree to take a loss, however sometimes they can require some kind of payment or that the home owner share the loss. The home is put on the market, and interested buyers make offers through the broker and bank. This is typically a longer negotiation and waiting process than a traditional sale.

The banks typically agree to a short sale since they generally result in smaller financial loss than a foreclosure.

For more information on how to sell your home as a short sale, please request our free short sale info package.

Looking for a deal? Now is your chance!

Find Your Deal Today!

Find Your Deal Today!

If you are in the market for a short sale or property in Westchester or Fairfield, CT, you have come to the right place. Simply CLICK HERE to request your custom, free short sale report with your desired towns and price range. The current real estate market conditions are very good for investors or those who are looking to get in the game and buy a home in Westchester or Fairfield.

History shows real estate fluctuates in cycles, and this is a golden opportunity for many to buy in a down market, since there are many indicators which show the market is on its way back up soon. Don’t wait, request your report today!

Short sales enable many buyers and investors to pick up properties at great prices. As mentioned in our prior post, they require a bit of patience, but if you are persistent and looking to buy a place that may need some work or fixing up, this could be a great route for you.

Here in Westchester we do not have a incredibly high inventory of short sales, but they are out there, and they are moving pretty quickly. If you are interested in a Westchester or Fairfield county short sale, contact us today for your free report! Or call us with your specific questions: 888-RRT-KWRE

Avoid foreclosure without excessive fees

Sound too good to be true? If you are facing a potential foreclosure, are missing payment on your mortgage or perhaps got in over your head with a ARM loan recasting, you can sell your home and not pay any excess fees or commissions. 

When you list your home for sale as a short sale, the bank will negotiate on the offers and most times will forgive the remainder that the owner owes, as well as pay the broker real estate commissions. There are many buyers and investors in this market that are looking for Westchester, NY and Fairfield county, CT short sales. 

Check out our Looking to Avoid Foreclosure page for more info and contact us today to see how we can help. 888-RRT-KWRE

Buying a Short sale property in Westchester, NY allows a buyer or investor to buy a home at a great price. There are many variables and reasons why one is selling in a short sale. A short sale is when a home owner sells a home for less than what is owed on the mortgage.

Someone who got in over their head, is facing financial trouble or possible foreclosure may opt to sell as a short sale. This is a deal in which the lender who is holding the mortgage forgives the remainder of the debt. When one is negotiating on a short sale, you should deal with an agent who has short sale experience. It is quite different than negotiating on a traditional home. There are banks to deal with as well as home owners and agents. It can often be more time consuming, however, if a buyer has both time and patience, it is a amazing opportunity to buy a home in Westchester in this market. 

If you are looking to buy or sell a home in any state or market, please contact us and we can let you know how we can help or refer you to a qualified short sale specialist in your area. 

If you would like to have a custom report of available Westchester and Fairfield, CT short sales emailed to you, please click here and we will email you the report promptly.